Previously, Ricardo served as Institutional Strategy Director for Mexico City’s Guaranteed Education Trust (FIDEGAR in Spanish). He also worked as a performance auditor on budget programs for the Federation’s Superior Audit (ASF in Spanish).

Cruz holds a bachelor’s degree in political science, with a specialization in public finances from the National Autonomous University of Mexico, as well as a Master’s degree in Architecture and Urbanism from Instituto Politecnico Nacional. He’s set to finish an additional Bachelor of Law from the National Autonomous University of Mexico in 2026. Ricardo finds balance in his life through his interests in running, traveling, and video games. His multifaceted background and commitment to excellence make him a dynamic professional with a comprehensive understanding of both national and international financial landscapes.